By investing in a Fund that purchases non-performing notes whose objective is to convert the loans to performing status, a bank can achieve credit for their CRA investment and lending test credits. For more information, please download your free 22-page eBook How CRA and Neighborhood Stabilization Objectives Align.
How can a professionally managed portfolio of residential non-performing loans provide an alternative and stable income source for institutional investors? To learn more, please click the button below for your free 19-page EBook.
As a result of the collapse and industry over correction, we see phase II of the crises evolving that could impact families and the economy for generations. For many, a home provides the only way to generate wealth over time. Because of tight credit and institutional investor real estate acquisitions, parts of the middle class, lower income, hardest hit families are being excluded from what could be the largest opportunity to create wealth in the next several decades. The inability to participate in the recovery via home price appreciation will have a generational impact across the nation. NS Capital Management is dedicated to creating portfolio loan products to assist those families whom have recovered from the collapse to get back into home ownership.
NS Capital management has extensive relationships within government at the federal and state level. Private / public collaboration is necessary to navigate the current industry environment and NS Capital Management has bridged the gap. The team at NS Capital Management regularly meets with high level government officials drafting strategies, solutions and offering insight into the industry.
NS Capital manages all aspect of the portfolio. From post-sale resolution to financial accounting and reporting. NS Capital Management provides mark to market, investor accounting, valuation, underwriting and cash management services. Transparent and effective oversight is critical in today’s environment in order to drive strategy. NS Capital Management provides the necessary oversight and reporting in regard to taxes, insurance and collateral as well as oversight of special servicing and real estate disposition.
The senior team at NS Capital Management has long-standing relationships from a variety of institutions. Our relationships range from mortgage banks, community banks, thrifts, Wall Street firms to hedge funds. Our team provides the expertise to manage all aspect of acquisitions and transaction management to include sourcing, pricing, due diligence, trading and contract finance.
NS Capital Management supports the acquisition and management efforts of various investment funds in the distressed residential debt and real estate related asset classes. Our strategic partner, Southside Community Development & Housing Corporation, a 501c3 HUD certified non-profit, co-manages our portfolios to ensure borrower outreach performance and achievement of neighborhood stabilization outcomes via homeowner retention or affordable housing. Our investor partners benefit from unique & negotiated trade acquisition channels developed because of our distinctive structure as well as increased performance due to borrower first party contact ratios and operational excellence thorugh our asset management platform.